Dependent Benefits For Your Children When You Qualify for Social Security Disability
By Chris Sharry on February 25th, 2017 in Disability Children, Disability Qualifying
Workers who have sufficient work credits and are deemed disabled by the Social Security Administration will receive a monthly benefit under the Social Security Disability Insurance (SSDI) program. As a result, certain family members may also receive dependent benefits.
Eligible children will receive benefits based on your work record if you are approved for SSDI benefits. Your eligible child can be a biological child, adopted child or step-child. In certain cases, a dependent grandchild may also be eligible for benefits. To receive benefits, the child must be unmarried and:
- Under 18 years old; or
- 18-19 and a full-time student; or
- Over 18 years with a disability that started before age 22.
In most cases, benefits cease at age 18, unless the child is disabled or a full-time student, as noted above.
How much will your child receive?
Generally speaking, your child will get one-half (1/2) of your benefit split equally between your eligible children up to the family maximum. For example, if your monthly benefit is $2,000 a month and your family maximum is $3,000, you would receive your monthly benefit ($2,000) and your eligible children would receive the $1,000 balance split equally.
