SSI vs. SSDI: The Differences
By Chris Sharry on February 20th, 2024 in Disability, Social Security Disability
Several federal benefits programs provide financial assistance to seniors and persons living with disabilities. Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are two of the most common programs from the Social Security Administration (SSA).
What Is Supplemental Security Income (SSI)?
SSI provides minimum basic financial assistance to older adults and persons with disabilities (regardless of age) with very limited income and resources. Federal SSI benefits from the Social Security Administration are often supplemented by state programs.
What Is Social Security Disability Insurance (SSDI)?
SSDI supports individuals who are disabled and have a qualifying work history, either through their own employment or a family member (spouse/parent).
What Is the difference between SSI and SSDI?
The major difference is that SSI determination is based on age/disability and limited income and resources, whereas SSDI determination is based on disability and work credits.
